Airport firefighter Adam Vernon and his partner Abbey Budd were concerned that being put on furlough at the beginning of the pandemic would ruin their chances of moving into their own home – but they are now starting a new chapter of their lives in a former MOD property in Dacre Road, Brampton.
While it was trickier than usual to get a mortgage during furlough, the couple’s large deposit of £30,000 – obtained through three years of hard saving plus an inheritance – enabled them to secure the deal they needed to buy the £124,000 three-bedroom home on the edge of the popular Cumbrian town. The first time buyers were also delighted to find that they are paying around £20 a month less on their mortgage than they were previously paying to rent a three-bedroom flat in the town, saving around £240 a year.
Adam (24) managed to keep himself busy during this period. Furloughed from his job as an airport firefighter, he went on-call for Brampton fire station as well as working as a truck driver and supermarket delivery driver. “I didn’t want to be stuck inside in our flat with nothing to do,” he said. “I actually managed to increase my earnings during lockdown.”
All the saving paid off when the couple found they were able to buy their own home despite the difficult circumstances. Being on-call as a firefighter meant Adam needed to live within a few minutes of the fire station, and Dacre Road was perfectly situated for a quick dash to respond to an emergency. In fact, one of the pleasant surprises of the move was becoming part of a friendly community. “One of the other firefighters from the same station has just bought a house down the same road,” says Adam.
The homes at Dacre Road were lightly refurbished by Annington making them ideal for those wanting a blank canvas to work on. For Adam and Abbey, the price of their home meant that they could embark on some significant improvements to make it exactly how they wanted it.
“Currently it looks like a bombsite,” laughs Abbey, who is also 24 and works as a receptionist. “We’ve completely gutted the whole house, knocking down walls to create a more open-plan living area and stripping it back to an empty shell. We’re also going to put up a wooden conservatory extension to house Adam’s pool table, which is certainly one of his priorities! After that, we’re going to do some work on the driveway to make parking easier.”
Louise Saunders, Sales and Marketing Manager at Annington, said: “The former Ministry of Defence properties at Brampton provide an excellent example of how Annington is working to put empty homes back onto the market for first time buyers and families who need them. We are delighted that Adam and Abbey have found a new friendly community to be a part of, and wish them all the best with their exciting home improvements.”